High-Growth, High-Margin Farmers Insurance Agency Sacramento, CA - Business for Sale

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Farmers Insurance Agency with Hybrid Model in Sacramento, CA

CA, US
Added 4 days ago
Financial Services, Business and Professional Services
32 years in business
Retiring Owner

This is a Sacramento-based Farmers Insurance agency with a hybrid captive/independent brokerage model, managing over 1,900 policies across multiple lines and licensed in California and Nevada.

Key Information

Asking

$1.4M

Revenue

$579K

Earnings

$276K

Multiple

4.9x

Key Highlights

  • Over $4.3 million in total written premium across 1,919 policies
  • Hybrid model: core Farmers book plus independent brokerage generating ~$100,000 in annual commissions from 150+ policies
  • Licensed in California and Nevada
  • Four employees: three licensed producers and one support/marketing role
  • Retention rates: 100% Fire (homeowners), 93% Life, Q1 2026 YTD retention 96.87%
  • Current owner acquired agency in 2013; business established in early 1990s

Contact Info

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