Jewelry & Collateral Lending - Business for Sale

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Jewelry and Collateral Lending Business in Surrey, BC

Surrey, BC, CA
Added 3 months ago
Pawn shop / Collateral lending

The business operates two jewelry and collateral lending locations in Surrey, BC, providing short-term loans secured by customer collateral and includes grandfathered business licenses in a regulated industry.

Key Information

Asking

$4.0M

Revenue

$3.3M

Earnings

$1.3M

Multiple

3.0x

Key Highlights

  • Business operates in Surrey, BC with 2 locations
  • Purchase price includes $400,000 (at cost) in current inventory
  • Seller financing available: 80% of purchase price at closing, 20% paid in 5 years (subject to security)
  • Buyer must secure a line of credit for $1,000,000 or more for customer loans
  • All customer loans are for 90 days, with interest paid after 90 days or collateral forfeited
  • Business has been operating for over 10 years
  • New 15-year lease at each location
  • Business licenses in this industry are grandfathered in Surrey; no new competitors can open in the city
  • Option to purchase both buildings (each valued at $2,500,000 - $3,000,000) at closing or within two years

Contact Info

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