SBA Lender Pre-Qualified Farmers Agency — $579K Revenue/$276K SDE - Business for Sale

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Farmers Insurance Agency and Brokerage in Sacramento County, CA

CA, US
Added 3 months ago
Insurance Agency
32 years in business
Retiring Owner

This is a long-established Farmers Insurance agency in Sacramento County, CA, operating since the early 1990s, offering a hybrid captive and independent insurance brokerage platform with a diversified book of Auto, Homeowners, Life, Commercial, and specialty policies.

Key Information

Asking

$1.4M

Revenue

$579K

Earnings

$276K

Multiple

4.9x

Key Highlights

  • Agency manages over $4.3 million in total written premium across 1,919 policies
  • Hybrid model includes a Farmers Insurance book and an independent brokerage platform generating approximately $100,000 in annual commissions from 150+ policies
  • Retention rates: 100% Fire/Homeowners, 93% Life, and 96.87% overall in Q1 2026
  • Business has four employees: three licensed team members and one support/marketing role
  • Business was established in the early 1990s (32 years in operation as of 2026)
  • Agency is a franchise (Farmers Insurance)

Contact Info

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